Take advantage of rates as low as 0% interest to finance your next purchase
Break your purchase into affordable equal monthly payments instead of paying the full amount up-front
Quick Process & Instant Approvals
No need to fill out a lengthy application – simply provide your full name, address and date of birth to see if you’re qualified for financing with CreditGenie within seconds
High Approval Rates
Credit financing offers available to borrowers regardless of credit score
Our process is 100% paperless
No Pre-Payment Penalties
Pay off your loan at any time, with no penalties
You can apply for financing directly through one of our partner providers, either in-person or online.
CreditGenie is able to get customers approved for financing regardless of credit score. If your credit isn’t great you can still be eligible for financing, just at a higher rate.
To apply for financing you will be required to provide valid piece of identification to our partner provider offering the CreditGenie solution. For certain loans, verification of your bank account transaction data will also be required; however, this can be done digitally through a seamless log in to your web-banking platform.
Interest rates on CreditGenie loans vary by credit score and also by the provider offering the financing. Promotional rate programs start at 0% interest, offered through select partners.
CreditGenie is able to offer promotional rates such as 0% interest by transferring the interest cost of the loan from the borrower to the partner provider that wants to offer promotional financing.
CreditGenie charges interest on most loans (exception being 0% interest programs) as well as a small administrative fee which does not have to be paid up front but is instead rolled into the loan.
All loans offered through CreditGenie are open loans meaning you can pay them off at any time with no penalty.
Protecting your personal information is a priority to us. We use industry leading data encryption and maintain physical and electronic safeguards to ensure your personal information is always protected.