Purchase Financing


Purchase Financing

Competitive Rates

Take advantage of rates as low as 0% interest to finance your next purchase

Affordability

Break your purchase into affordable equal monthly payments instead of paying the full amount up-front

Quick Process & Instant Approvals

No need to fill out a lengthy application – simply provide your full name, address and date of birth to see if you’re qualified for financing with CreditGenie within seconds

High Approval Rates

Credit financing offers available to borrowers regardless of credit score

Digital Process

Our process is 100% paperless

No Pre-Payment Penalties

Pay off your loan at any time, with no penalties

FAQ

How do I apply for financing with CreditGenie?

You can apply for financing directly through one of our partner providers, either in-person or online.

Can customers with bad credit apply?

CreditGenie is able to get customers approved for financing regardless of credit score. If your credit isn’t great you can still be eligible for financing, just at a higher rate.

What documents are required to apply for financing with CreditGenie?

To apply for financing you will be required to provide valid piece of identification to our partner provider offering the CreditGenie solution. For certain loans, verification of your bank account transaction data will also be required; however, this can be done digitally through a seamless log in to your web-banking platform.

What will the interest rate be on my loan?

Interest rates on CreditGenie loans vary by credit score and also by the provider offering the financing. Promotional rate programs start at 0% interest, offered through select partners.

How can CreditGenie offer such low rates?

CreditGenie is able to offer promotional rates such as 0% interest by transferring the interest cost of the loan from the borrower to the partner provider that wants to offer promotional financing.

How much does it cost to get a loan through CreditGenie?

CreditGenie charges interest on most loans (exception being 0% interest programs) as well as a small administrative fee which does not have to be paid up front but is instead rolled into the loan.

Can I repay my loan ahead of time?

All loans offered through CreditGenie are open loans meaning you can pay them off at any time with no penalty.

Is my personal information secure?

Protecting your personal information is a priority to us. We use industry leading data encryption and maintain physical and electronic safeguards to ensure your personal information is always protected.